The Upside Of Using The Internet To Buy Recharge Minutes in The Philippines

Most people don’t realize that the Philippine Islands make up the texting capital of the world. Filipinos are equipped with an array of mobile phones, from the oldest and cheapest ones to the newest models in the world market. Standard usage call rates are high in the Philippines, so people use text options as much as possible.

Loading stations are everywhere, and here you can purchase minutes. Loading stations may range from the humblest kiosks to modern stores inside the biggest malls. Minutes are purchased as load, and are sold according to value per PHP1.00. Some loaders send minutes directly to your phone via text.

Filipinos call this "Pasa-Load", which is literally Pass a Load. Authorized loaders purchase bulk minutes and from stocked minutes, pass the number of minutes or amount of load to the purchaser’s mobile phone.

Young people simply love texting. In bigger cities young people often spend all of their cash on minutes. The loaders take advantage of the young market by selling small amounts of load.

It is possible to buy prepaid phone cards valued between PHP100 and PHP 1000, where each peso is an amount of texts or call time. These cards are readily available from communications companies like Sun, Smart, Globe and Talk and Text.

Phone cards are sold almost everywhere. More and more online loading services are now available. As far as these Internet services go, morbie.com is the most popular. This online charging platform allows anyone to send minutes or credits to any mobile number in the Philippines from anywhere around the globe, 24/7. The process is simple and easy to follow. The site also offers users the choice between loading in pesos or US dollars. The next step is to type in the correct mobile number, without needing to specify which telephone company. In the Philippines, mobile numbers start with a code that identifies the network that the number is registered with. This is a well known system across the globe. All numbers in the Philippines start with the country code 63, and then the network code, and finally the number itself. All you need to do is add the minutes to your Morbie cart, and check out. This process is extremely easy and fast - just like that you will have sent the load that you want. All purchases receive a thank you message from Manila.

Send Load To Philippines with Morbie on Facebook

Thankfully, Morbie.com also has an excellent refund system. All amounts that fail to deliver are paid in full into your PayPal account. It is completely safe and reliable.

How CEO Sleepout Helps The Needy

Where We Helped In 2011

The $4.2 million raised nationally by participants and supporters of the 2011 Vinnies CEO Sleepout has already directly assisted people experiencing homelessness. The money has funded new projects, assisted with the provision of existing homeless services and allowed Vinnies homeless services to expand their programs.

These initiatives reflect Vinnies’ determination to provide real alternatives to homelessness and to truly offer a hand up, not only a hand out.

ACT – $439,698

Funded ongoing provision for a 12 bedroom house that offers affordable accommodation for older women experiencing homelessness
Ongoing support in providing accommodation for people who are homeless or in danger of becoming homeless
Ongoing accommodation and support of Kennedy House a 40 bed facility for single men
Funding of several vocational education programs such as tertiary education, employment skills, hospitality training, art, and computer literacy
Subsidising travel costs for homeless people in regional areas enabling them to travel to Canberra for medical appointments


NSW – $1,524,796

$146,000 of donations - funding of educational programs including literacy, numeracy and fitness at the Ozanam Learning Centre in Sydney, an education and recreation centre that works with the homeless community to give them options for a better future.
Ongoing support of $310,000 for outreach services to assist clients in the community including counselling and material aid packages for homeless families.
$230,000 in funding of 9 crisis accommodation places for women escaping domestic violence
$210,000 in funding of 30 previously unfunded crisis accommodation beds at Matthew Talbot Hostel
$30,000 to assist funding the establishment of a Night Patrol service in the Wollongong area, providing nightly meals to those sleeping rough in the area.
Ongoing provision of the Matthew Talbot food program that provides 3 hot meals a day to the homeless community at a cost of over $320,000 per year.
Over $90,000 in funding of clinic services at Matthew Talbot Hostel including a smoking cessation program and a clinic for disease prevention.
$90,000 in support of continuing programs at Cardinal Freeman Centre, a transitional accommodation centre in Western Sydney, actively educating men aged over 19 in their Beyond Link, a TAFE program in life and vocational skills.
Therapeutic and counselling funding of $69,000 at Freeman House, a regional drug and alcohol rehabilitation service in Armidale.


NT – $97,142

Ongoing provision of meals for homeless people by the SOS mobile food vans
Ongoing support of affordable transitional housing units of Vincentcare Housing at the Coconut Grove site.
Assist with the establishment of Rendu Park, a supported accommodation facility for people transitioning from rehabilitation programs back into mainstream living


QLD – $548,666

Funded the ongoing provision of 112 affordable or support housing accommodations available for people who are homeless or in danger of becoming homeless this Christmas
Assisted in the provision of over 100 new homes in areas of real need in greater Brisbane and Regional Queensland
Helped fund the Social Housing Program which compliments the Families Back on Track facility opened earlier this year on the Gold Coast. This facility accommodates single parents with children, with all 27 supported living units now occupied and the first baby born to a resident this year


SA – $302,160

Homeless mentoring – a new program to provide pathways to employment for selected homeless people
Refugees – providing housing support, for new arrivals fleeing dangerous situations, through our migrant & refugee service
Households in crisis – extending our existing home visitation program to provide higher level support for households with challenging financial circumstances at the risk of homelessness


TAS – $168,284

Specialist services at Bethlehem House to provide high caliber therapeutic counseling to clients to address the issues that significantly contribute to their repeated experiences of homelessness
Support of Loui’s Van covering Southern Tasmania, providing nightly meals and blankets to those sleeping rough
Support of people experiencing homelessness in Launceston by providing emergency accommodation at Marillac House
Funding of rent arrears in regional areas to avoid eviction and potential homelessness


VIC – $548,679

Funded the ongoing provision of meals through the Ozanam Meal Service comprising Ozanam House and Ozanam Community Centre which provide on average 140 lunchtime meals per day to people who are homeless.
Assisted Ozanam Community Centre and Ozanam House to continue to provide hot showers, access to clean clothing and blankets and medical, dental and eye care treatment
Helped the centres continue to provide mental health outreach, housing information and referral, alcohol and drug programs, client volunteer programs, women’s services, general support and educational activities


WA – $615,644

Allocation of funds for the Passages Resource Centre education and training program to assist street present young people in gaining the necessary skills to obtain employment
Allocation of funds for the acquisition of smart-riders for Passages Resource Centre clients
Provision of funds to purchase a property in Mandurah to grow the Passages Resource Centre service to the Peel region
Rental of three properties within the Swan region as short term accommodation for homeless people including those at risk of becoming homeless
Ongoing accommodation and support of homeless people and those at risk of becoming homeless

Get In Front of Your Market Audience - Internet Marketing Tips

There are a number of effective ways to market your product on the Internet, but still many new Internet marketers fail to do so. We'll talk about some fundamental but powerful internet marketing tips that we hope will assist you in your pursuits.

As an Internet marketer, you should know how to drive targeted traffic to your website. Lots of marketers either are not getting any, or much, traffic or their traffic is not targeted well enough - either situation is not desirable. Fact: Millions of marketers are attracted to the idea of using search engines as a source of high quality traffic. It's a worthwhile endeavor to shoot for whatever your keyword phrases are and try to rank highly. Seriously, there is no reason why you should not give it a shot - nothing really to lose, either. Yes, you have to learn about on/off page optimization, backlinking and other things - but that is not hard to do. Does it work? You should know better than to ask that because there are many businesses whose only source of traffic (and income) is from search engines. It's not hard, but it's not easy either; and you will need to be patient and willing to do what is necessary to succeed. Naturally keywords are extremely important because they are not all created equal. If you persist in your efforts, then it's completely possible that you will never have to buy advertising again. What is so attractive about search traffic is that if you play your cards right, you can be set for a very long time.

Press releases have long been known to be able to generate highly targeted traffic when they are written properly. Actually, for many years the more savvy and experienced marketer has been quietly using this method to send traffic to newly released websites or products. There are a number of press release distribution services on the Internet that can do wonders as far as your promotion goes. There are a lot of distribution websites that will review your site for correct PR format as well as to see if you're just promoting your site or have actual news about your business. People in your target market will notice your press release, and the expected result from that is to produce traffic.

Last but not the least; as an Internet marketer, you should do regular surveys with your visitors and as well as your subscribers/customer. Surveys have the potential to allow you to do more precise marketing, and you may even get a jump on things that are just beginning to happen. The quality of your survey results will depend to a large extent on the questions you ask and how you word them. http://www.toolbox.com.ph/ is a site you can get traffic from.

In conclusion, you can go far in internet marketing if you keep these tips in mind with everything you do.

 

The Basics of a Masters of Social Work

Those who desire to move beyond the usual four-year college program for the field may go into Masters Social Work programs. Bachelor's graduates go into theis program to further improve on their learning. The learning and training are on another level.

Naturally, you should have finished an undergraduate program first before entering this one. The undergraduate, after all, prepares you for the advanced ideas that are going to be thrown at you in a master's. This is a delicate, complicated discipline that requires students to deal with the blights hounding society, after all.

This is a program that is meant to educate those seeking to be able to analyze society and work out interventions that can make it function better. In other words, this is not a purely academic subject without real currency. If you have experience in social work, it shall assist you immensely.

This is a program that is focused on society itself. Understandably, a Masters program in this field of public service cannot and must not be confined to the classroom. People in the course have to do a lot of researching and problem-solving.

It is important to remember that theories cannot be confined to paper. Students should strive to gather experiential knowledge and experimentation to validate what theories they have learned. Practice cannot be separated from thought in true education.

It is rare for a Master of Social Work to go above the two-year mark. Coursework, research studies, internships, and hands-on training promise two years of meaningful learning in graduate school. Once you have completed your studies, you shall be qualified for advanced social work.

The ability to identify issues and figure out ways to fix them is crucial in this field. You should be skilled at handling practical situations. This course can also pave the way to further (doctorate) education.

You may well work for government after your studies, or perhaps for a non-governmental organization. Third-world countries are going to be the best markets for your talents. Naturally, they are also going to be challenging.

MSW students often have to take up a lot of studies about poverty-stricken countries. People prefer to refer to such areas as developing ones because it has a touch of positivity in it. People in the MSW program should understand that because their own goal is to help all societies.

This is a discipline and practice that involves its fair share of difficulties but can also be described as a satisfying calling. There are few things that make us feel better than contributing to society. A Master of Social Work aims to equip practitioners to better serve those who are in need of their services.

A Masters in Project Management Degree in a Nutshell

There are different requirements for admission when it comes to different schools. Aside from your educational background, another important consideration for educational facilities if your life as a working professional. Below are the most common application requirements for a masters in project management.

You need to earn a bachelor’s degree from a university that has the necessary accreditation if you wish to apply for a program like this. The thing about this course is that you should have professional work experience as an employee in any field linked to project management. For the kind of work that you do, you need a project management certification.

Since there are no standard rules for application in most schools, you might also be asked for a statement of purpose. Through this document, you will be telling the school why you are applying for the particular course. The statement of purpose may address the following: describing your previous work experience, your plans for your career path, and why you have chosen to pursue a masters degree in project management.

Do consider obtaining letters of recommendation from professional sponsors to make admissions a bit easier on your part. Depending on the school, you might need a couple of these. From your achievements in school to your professional works to your identity as a person, all of these will be described in these letters.

Another standard requirement when it comes to this is an official transcript of records. Your credit history in school is something that educational facilities need to be familiar with and this is why they need your transcript of records. It is a good idea to include the transcript of records that you have from all the schools that you have gone to.

Scores for the Test of English as a Foreign Language (TOEFL) might also be required especially if you are a student from an outside country. It is also important for applicants to have GMAT and GRE scores that they can show to the school they are applying for as this serves as the basis for their academic and professional evaluation for each applicant. 450 is the GMAT score that you need if you want to be considered for something like a project management degree.

There are times when GMAT and GRE scores are ignored if the applicant has been working for 7 years or so. If the 5 year span has not been passed upon you taking the GMAT, you can still use your scores when you apply for the program. If your GMAT scores are not considered, there is a formal process that has to be undergone before this is approved.

You must have the necessary certification if you wish to apply for a masters in project management program and have previous work experience in the field. If you do not have 10-12 weeks of work experience, they will not count. Related work experience in this case must deal with either one of these options which are initiating, planning, executing, controlling, and closing.

Another requirement for project management certification is to complete a 35-hour classroom course on project management. Another requirement in this case is passing a Project Management Professional test. The thing about a masters degree in project management is that there are lots of ways to boost your application and another way is by attaining a certificate in the field but this may cost you dearly.

There are no standard admission requirements that apply for all schools across the board. It then makes it practical to complete the mentioned basic requirements, so you will have time to tend to additional requirements. Take all admission requirements seriously as this is the initial step that you have to take to qualify for a Project Management Masters degree.

How Best to Deal with Men's Hair Loss

Dealing with men's hair loss is something that every man has to approach as an individual. Each individual treatment may differ in more than one way because of the uniqueness of each person. Hair loss is the result of many factors. Having the skills to overcome it begins with understanding it. However there are more steps to follow as well. There are definately a number of ways to cope with your protruding scalp. Below are just a few more way to help you cope. Ideally, using Saw Palmetto is a great help in facing this dilemma.Surgical treatment is one of the first things many men consider in treating hair loss. This surgery implants follicles into the scalp. It is a little bit like a skin graft but for growing hair. Unfortunately not every man will have the same success and some will even look worse after this procedure. There is a possibility you will look even worse than you did before with this procedure especially if it doesn't take. There are others who have fantastic results. Others have very obvious problems. Before you committ to the procedure you should talk it over with your dermatologist first.Another type of herb you should look into are Bitter Melon as these are really wonderful for you.


What other medications are you taking? Your pharmacy should mention any medications that might have hair loss as a symptom. Because we are unique individuals there is no way to predict how two people might react to the same medication. In order to treat the condition it is important to first figure out what is causing it. If you notice any change in your hair loss after beginning a medication you should report to your physician. Many times there are substitutes that can be made to treat your other conditions without sacrificing your hair.

Were you aware that some shampoo has been proven to cause hair loss? Shampoo isn't always right for every hair type. This is especially true of specialty shampoos or shampoos that have been prescribed by doctors. Consider switching to a new shampoo upon the first siting of hair loss. There is no need to try expensive treatments until you've tried changing shampoos, this will save you time and frustration if the problem resolves. Just to be on the safe side though be sure to consult your physician. Hair loss can be a very difficult situation to face. For sure it is an ego defeater. The thing that you have to understand is that losing your hair is not uncommon. The average man will deal with this issue at some point in their life. Because of this, you should not feel embarrassed by it. Dealing with your hair loss has become easier over the past years, now that you have options to deal with the loss of your hair. In some cases you may find you can even grow your hair back!

Buying Cheap Domestic Flights

Obtaining cheap domestic flights does not have to be difficult. You can find airfare bargains in a number of ways.

Saving money on airfare requires you to have a little patience and be willing to do some searching. Of course, traveling cheaply involves more than searching through a few travel websites. Once you learn the right tactics, it's fairly simple to find cheap domestic flights. We will now look at some of the best ways to find good travel deals so you can save money on your next trip. A domestic place would be Coron Hotels and you'll definitely love it there. Ask the airline if it offers any discounts for people who are your age. Many airlines will offer senior discounts and discounts for children and students. Lots of airlines offer packages that allow children of certain ages free. If you have a child who is a college student, they may also qualify for a discounted rate. Don't be afraid to ask for special deals. Being told no is the worst that can come of asking. Nobody has ever been denied an airline ticket just because they asked "is there any way I can get a discount on that?" The most direct method to finding a cheap domestic flight is by asking for discounts.

The best time to fly if you are looking for cheap domestic flights is the middle of the week. Discounts are sometimes given by airlines to travelers who stay over on Saturday. Overall, you will find the cheapest flights in the Tuesday morning to Thursday evening time frame. The reason for this is that most people find it more convenient to travel during the weekend.

During weekdays, most people are busy at work. This makes it harder for the airlines to fill their planes. The airlines don't want to fly planes with lots of empty seats. When there are many free seats, the price of the tickets goes down. Visiting to Kayangan Lake is no problem. One alternative people sometimes forget is driving instead of flying. You might assume that driving is slower, but this isn't always the case when you factor in waiting for luggage, security checks and the possibility of delayed flights. It depends on your car and current gas prices, but in some cases driving even costs less than a flight. One way to save money and have a fun trip would be to find another person to drive with and split the expenses. This might not be what you had in mind for a cheap domestic flight, but it could be an even cheaper way to travel! It's good to take a road trip every once in a while!

Getting cheap domestic flights does not have to be difficult. Using your common sense when shopping for airfare is what it's all about. Think about it: to get the best rate on anything, what do you do? You study the product, where to buy, and then you haggle for the best price. Shopping for airfare is not different. You are now equipped with the knowledge to save money on airfare.